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This policy is valid from September 1, 2016.

Smart Cents Mom is a personal blog written and edited by me for informational and entertainment purposes only.  The views expressed on this website are personal opinions only. This blog accepts forms of cash from advertising, sponsorship, paid insertions, or other forms of compensation.

The compensation received may influence the advertising content, topics or posts made in this blog. That content, advertising space or post may not always be identified as paid or sponsored content.

While I do receive compensation for some posts or advertisements, I always give my honest opinions, findings, beliefs, or experiences on topics or products that I am compensated for. The views and opinions expressed on this blog are 100% my own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider, or party in question.