Here’s a recent conversation at our house…

Husband: (oozing with sarcasm) Wow! What are we going to do with those 10’s of dollars you made this month from your cash back sites?

Me:(insert slow eye roll)(tribute to Tina Fey šŸ™‚

Don’t worry! Today I’m sharing the best top cash back apps like Ibotta to apps that automate your savings. It seems like there are new apps all the time trying to help you save money, but it’s hard to know which ones are the best and will actually help you save money.

Some of my top

RELATED:Ā How to Earn $1000 per Month Online

Top 5 Best Cash Back Apps that Everyone Should Actually Use

~ This article may contain affiliate links. I only suggest products or services I believe will benefit my readers. All opinions are 100% mine! ~

1. Ibotta

Ibotta is a way to earn cash when you grocery shop. You can check your appĀ before you head to the store to see what items offer cash back. For example, if you are shopping at Kroger you might find a deal for Milk (any brand) for $0.25. You can get the reward by watching a very short video or answering a question.

Once you have chosen all the products that you plan to purchase, then you go grocery shopping. As you’re unloading your groceries just scan and verify each item on your Ibotta list and take a picture for your receipt.


Use your referral code to earn $5 for each referral you sign up! Each person who signs up and redeems their first rebate will get $10 and you will earn $5! Win-Win!

Pay out is cash via PayPal or Venmo with a $20 minimum. Or a wide selection of gift cards to places like Target, Gap, and Amazon just to name a few.

Find your referral codeĀ 

Go to menu (click the 3 white lines) in the top left-hand corner of when you open the app. Then scroll to “invite friends”. You can invite friends via Facebook, twitter, text, email and more.

Refer 100 friends: $500

Not a member yet, sign up for Ibotta here.

2. Swagbucks

You can earn Swagbucks by taking surveys, using the search engine, watching Swagbucks TV, and entering special codes from Swagbucks social media sites. You turn your Swagbucks into giftcards at places like Amazon or Target!


Swagbucks refer a friend program is great! Anyone that signs up through your referral link, you get to earn the same amount of Swagbucks they earn! So let’s say Suzy signs up under me and she earns 500 Swagbucks this month. That means that you earn 500 Swagbucks on top of your own Swagbucks earnings!

Find your referral code.

On the Homepage click on the “Refer & Earn” tab located near the top of the page.

Then you will have three ways to invite others:

  1. Enter a message to send an Email
  2. Post you Referral Link on Social Media like Facebook or Twitter
  3. Your Referral link will be displayed on the page. You can share your referral link anywhere

Refer friends: unlimited amount of Swagbucks you can earn to turn into gift cards! (my favorites…Amazon and Target)

Not a member yet, sign up for Swagbucks here.

3. Rakuten (formerly Ebates)

Ebates is an online way to earn cash back by shopping through them to your favorite stores. You can earn cash back on stores like Walmart, Amazon, Target, and more!

How does Ebates Referrals work?

Refer-a-friend and earn $5 and your friend earns $10! Ebates will pay you for every new member you refer to our site who then shops at our partner merchant sites.

Ebates will often run deals where you can earn additional bonuses like you see in the chart. If you refer 1 friend you earn $5 plus a bonus $20 total $25. So let’s say you refer 100 friends you earn $500 plus a $1500 bonus total $2000!

Find your referral code.

On the homepage menu, click “Refer & Earn.” Scroll down and you will be able to send emails or get your personal link to share on social media.

Refer 100 friends: $2000

Not a member yet, sign up for Ebates with my code and receive a FREE $10 gift card just for joining!

3. Shopkick

Shopkick is another favorite app! You can earn points just for walking into stores.

Sometimes just to get the energy out we walk around the mall and earn 90 kicks for walking past stores!

If you’re feeling more ambitious, then you can actually scan items in the store to earn more kicks. Some items earn extra kicks if you buy them and scan your receipt.

Shopkick Referral

Earn 250 kicks for each person you refer up to 25,000 kicks…refer 100 people and earn a $100 gift card to Target, Walmart, etc

Find your referral code.

Open your shopkick app and click on the little person icon in the left hand corner.

Scroll to “invite + get kicks” to get your Shopkick Invite Code.

Then click details at the top, under “Earn up to 25,000 kicks.”

Refer 100 friends: $100 gift card

Not a member yet, sign up for Shopkick here.

Bonus Ways to Save Cash: Digit

Ok, Digit isn’t a cash back app, but it is an awesome way to save money. And it has a great referral program! Digit is an easy and painless way to save money by taking extra money from your checking account and moving it to your savings account. It’s basically a virtual way to save up your pennies. This is a FREE service and an almost effortless way to save money.


You earn $5 for every person who uses your referral link to sign up and activate their Digit savings account.

Find your referral code.

Once you’ve signed up simply just send a text to Digit with the word “refer.” They will send back your referral link you can share with anyone!

Refer 100 friends: $500

Not a member yet, sign up for Digit here.

Possible Referral Earnings

So how much can you earn with cash back sites using referrals? You could easily make $3100+Ā (cash and gift cards)Ā just for sharing apps that you love to use! Here’s the thing, most apps have a limit to how much you can earn through referrals. Ebates and Swagbucks are the two best ways to continue

Here’s the thing, most apps or cash back sites have a limit to how much you can earn through referrals. Ebates and Swagbucks are the two best ways to continue earning with referrals.

A couple of tips when sharing…

  • Be honest! Only share apps or products that you really do love. This makes it easy to share and earn points. You really will be helping friends out with valuable ways to save.
  • Help your friends earn referral rewards by showing them how to share.

Do you use cash back sites? What’s your favorite way to save? Do you take advantage of referrals?

Similar Posts